Weddings are the first major debt trap for couples. This guide provides a reality check on costs. Marriage is about love. Weddings are about logistics (and showing off). In Malaysia, the pressure to host a “Grand Wedding” is immense. Here is the breakdown of what it actually costs in 2025, and how to hack it. 1. The…
In Malaysia, we judge people by their cars. It’s an unwritten rule. You graduate, you get a job, you buy a Honda City or a Proton X50. Driving a Perodua Axia after age 30? “Something must be wrong.”This pressure is called “The Face Tax.” And it is keeping you poor.Let’s look at the math that…
Private Retirement Scheme (PRS) is a long-term voluntary savings initiative introduced by the Malaysian government to encourage Malaysians to invest for retirement. You can claim up to RM3,000 in personal tax relief each year when you contribute to PRS. Under Budget 2025, this tax relief has been extended until 2030, making PRS one of the…